Without the off-the-plan concession, she would pay duty on $1,200,000. This means the dutiable value of Li-Na’s apartment after applying the off-the-plan concession is $730,000 ($1,200,000 – $470,000). Without the off-the-plan concession, David would pay land transfer duty on $740,000 at the first home buyer concession rates. This means the dutiable value of David’s unit after applying the off-the-plan concession is $407,000 ($740,000 – $333,000).
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If you have more than $250,000 in savings, you could spread your savings across multiple providers covered by the scheme to ensure you are protected. In reality, virtually all ‘traditional’ banks will also have an online application process and you may not need to go into a branch at any stage as a savings customer. Most of these providers also offer business term deposits as an alternative way of earning interest on cash reserves. It’s usually a requirement that a parent or guardian opens the account on the child’s behalf and is listed as a signatory on the account to make transactions.
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For new vehicles, the MRDP includes 12 months registration and 12 months compulsory third-party insurance (CTP). For demonstrator vehicles, the driveaway price includes the balance of registration and the balance of compulsory third-party insurance (CTP). For new vehicles, the driveaway price includes 12 months registration and 12 months compulsory third-party insurance (CTP). Our specialists are available to answer any of your questions, so you can choose the product that best suits your needs.
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